Bringing a Unified Voice to Life and Health Insurance Companies

The National Alliance of Life Companies is a national trade association of small and mid-sized life and health insurance companies formed in 1992 because of concerns that existing trade associations would not adequately represent the interests of smaller companies. The NALC is dedicated to providing a forum in which member companies can work with regulators and legislators to promote fair and effective regulation of the life and health insurance industry.

The issues that face smaller companies today are often the same issues faced by larger companies. Legislation or regulation that represents a loss of profitability for a large company may threaten the very survival of smaller companies. These companies are vital links in the American economic system, and contribute to the growth and prosperity of the country. It is from this perspective that we consider all issues that face our industry.

Since 2003, the NALC has been led by former Governor Jim Hodges. Governor Hodges has focused on strengthening relationships with regulators around the country, as well as the National Association of Insurance Commissioners (NAIC) staff. These efforts have led to a growth in membership, and have made the NALC a more effective advocate for its members.

Informing and Promoting

Our Mission is straightforward, and we hold ourselves to it. The NALC will provide accurate and timely information to its members and promote fair and effective regulation that will allow the industry to thrive for the benefit of policy owners and shareholders.

Created with a Purpose

The NALC was formed in 1992, immediately after the merger of the National Association of Life Companies with the American Council of Life Insurers (ACLI). The NALC is primarily composed of small and medium sized insurers. When the merger occurred, a number of smaller companies decided that the life insurance industry could not be adequately represented by one voice. Therefore, those members decided to form the current NALC.